I am going to be going into a two year paralegal program starting in the fall and I am pretty sure that I got the Stafford Loan for ,500 and I got a grant for about 0. The Paralegal program will end up costing about ,000 so I’ll need to take out a private student loan.

I find all of the financial aid and loans to be very confusing but I was looking at a private loan through Chase Manhattan bank that didn’t seem so bad. I was wondering about loan consolidation. Are there any banks that will consolidate federal stafford loans and a private loan together to help you have a lower monthly payment? Chase Manhattan said you cannot consolidate a federal and private loan but I was wondering if maybe another bank would do that? Or is there another smart way to go about handling your loans after graduation? I’m just trying to think of the whole picture and plan for graduating.

Also, when you take out a private loan it seems like they all have the variable thing going on..why don’t they offer a fixed rate? Do you try to consolidate and get a fixed rate when you’re done school?

Like I said before…financial aid is very confusing to me. Any help would be greatly appreciated.
Thanks!

I’m just wondering, what credit score do banks generally accept for a private student loan?

I’m going to get some Federal loans, but after that I’ll need more.

I also currently have a credit score of 682.

I’ve heard that the new student loan legislation passed along with the health care bill will only allow banks to charge you 10% of your annual income over the course of the year. I’m pretty sure that includes people already with student loans. Does anyone know anything more about this?

i am a new student of Art center college of design, and i am looking for pravite student loan. which bank will be better, and what are the inrest rate on these banks?
Here is the list of banks they provide:
CitiBank
KeyBank
USBank
accessgroup
CHASE
campusdoor
Education Finace
Wachovla
Thanks for your help ^__^

I am trying to get approved for a student loan with bad credit and without a cosigner. I had to drop 2 classes this semester because I couldn’t pay for them. If you know of any banks that I could get approved at or any helpful information about getting approved for student loans that would be great. Thanks.