I’m looking into consolidating my federal loans. If I submit an application to find out if I am approved, I will have to give the ok before the consolidation goes through, correct? I just want to make sure that by submitting this application they won’t automatically approve me and then I’ll be screwed if the interest rate sucks. I would just call the company, but I am at work right now and can’t use the phone. Any ideas? I’m going through citibank.

I’m looking into consolidating my federal loans. If I submit an application to find out if I am approved, I will have to give the ok before the consolidation goes through, correct? I just want to make sure that by submitting this application they won’t automatically approve me and then I’ll be screwed if the interest rate sucks. I would just call the company, but I am at work right now and can’t use the phone. Any ideas? I’m going through citibank.

I have student loan subsidized and unsubsidized total of about 20000 with 4.25% interest rate and citiassist (private loan) of 6000 with the same interest rate all from citibank. Can i consolidate my loan with lower and fixed interest rate? Citi doesnt consolidate any more.

I have a student loan from Citibank that I have been paying for 3 years. I no longer like citibank or any big bank for that matter. Would I be able to transfer the loan to another bank such as a credit union?

I have a couple of private loans that I need to consolidate so can someone please tell me of any company that I can use to consolidate the loans. Please I only want well known companies like chase, citibank, etc.