Friday, August 19th, 2011 at
4:17 pm
I received a letter stating my loan application had been approved. The funds had been dispursed to this creditor. I have an application in hand from another source with the same creditor but a lower interest. I NEVER filled out an application. I did fill out something online a while back that was supposed to help find someone to help me payback my loan …. not a loan application. Is this legal? What are my options? I’m not even sure I want to consolidate because my interest right now is lower than the consolidation rate and it is making me pay 10,000 in interest. The loan amounts from this one company that says they already dispursed the amount is almost 500 different than what I owe … like there are some fees associated …. that I am not aware of. Aren’t I supposed to see everything hard copy to review it first before a loan application can be processed? Such as fees and interest rate …. etc?
Monday, July 4th, 2011 at
11:22 am
I’m looking into consolidating my federal loans. If I submit an application to find out if I am approved, I will have to give the ok before the consolidation goes through, correct? I just want to make sure that by submitting this application they won’t automatically approve me and then I’ll be screwed if the interest rate sucks. I would just call the company, but I am at work right now and can’t use the phone. Any ideas? I’m going through citibank.
Monday, July 4th, 2011 at
11:22 am
I’m looking into consolidating my federal loans. If I submit an application to find out if I am approved, I will have to give the ok before the consolidation goes through, correct? I just want to make sure that by submitting this application they won’t automatically approve me and then I’ll be screwed if the interest rate sucks. I would just call the company, but I am at work right now and can’t use the phone. Any ideas? I’m going through citibank.
Tuesday, March 29th, 2011 at
4:14 am
What, if any, impact does this have on recent graduates with existing student loans in terms of consolidation? I have not yet consolidated and am wondering if there’s an advantage/disadvantage to doing so now vs in the future.
Thursday, February 24th, 2011 at
6:36 am
I have to start paying my student loans in November. Honestly, my credit is not good at all but figure it would not matter since these loans are guaranteed by the government. Please let me know where I can get a consolidation where credit doesnt matter!! Thanks 
For clarification, all of my loans are federal subsidized and unsubsidized stafford loans…
