I’m just wondering, what credit score do banks generally accept for a private student loan?

I’m going to get some Federal loans, but after that I’ll need more.

I also currently have a credit score of 682.

Hello, it’s me again. I asked a question about an hour ago about what can a 750 credit score get me. I am credit score illiterate and I would like to thank all who participated. I really appreciate it. Now to make my question more concrete, I am a 22 year old university student majoring in marketing and my parents make too much for me to get financial aid or government student loans, so I have to get private ones. I’m starting to run out of cash. I need advice on what i can get and what i have to do to get a student loan if my FICO score is 746? I appreciate your response in advance!

My direct student loan is now through the government, and I feel like I am absolutely getting nowhere with them. I have had my loan through them since 2004 and my balance has went from 35000 to 32000. I really need some suggestions of what companies to go through to possibly refinance. My credit score is in the middle area. Thanks for your help.

I really need a loan..
I found one that I dont need a cosigner for.
But can someone please explain them to me.
I need 00 for this semester. but i’ll need more in the semesters to come.
and if i transfer out of state ill need even more..
how does that work?
and if i get denied does it have a negative effect on my credit score?

If you do not qualify for a grant or financial aid and you have not been in college for a while, how hard is it to get a Student Loan that is deferred until after graduation?

What are the criteria to get one of these loans if you are not working but your spouse is?

Is it mostly credit score based?

Thanks in advance..