I’m just wondering, what credit score do banks generally accept for a private student loan?

I’m going to get some Federal loans, but after that I’ll need more.

I also currently have a credit score of 682.

I’m looking into consolidating my federal loans. If I submit an application to find out if I am approved, I will have to give the ok before the consolidation goes through, correct? I just want to make sure that by submitting this application they won’t automatically approve me and then I’ll be screwed if the interest rate sucks. I would just call the company, but I am at work right now and can’t use the phone. Any ideas? I’m going through citibank.

I’m looking into consolidating my federal loans. If I submit an application to find out if I am approved, I will have to give the ok before the consolidation goes through, correct? I just want to make sure that by submitting this application they won’t automatically approve me and then I’ll be screwed if the interest rate sucks. I would just call the company, but I am at work right now and can’t use the phone. Any ideas? I’m going through citibank.

I have a Private Student Loan from a bank with a Variable Interest Rate. Since the rates are low now, I want to convert it to a Fixed Interest Rate. Is that a considered Loan Consolidation? What companies help with this and who do you think is best? I have found info for Federal Loans, but not for Private Loans which is what I need.

I need to consolidate my private student loans quickly. And possibly my federal loans as well. Need help finding an appropriate company.