I am going to be going into a two year paralegal program starting in the fall and I am pretty sure that I got the Stafford Loan for ,500 and I got a grant for about 0. The Paralegal program will end up costing about ,000 so I’ll need to take out a private student loan.

I find all of the financial aid and loans to be very confusing but I was looking at a private loan through Chase Manhattan bank that didn’t seem so bad. I was wondering about loan consolidation. Are there any banks that will consolidate federal stafford loans and a private loan together to help you have a lower monthly payment? Chase Manhattan said you cannot consolidate a federal and private loan but I was wondering if maybe another bank would do that? Or is there another smart way to go about handling your loans after graduation? I’m just trying to think of the whole picture and plan for graduating.

Also, when you take out a private loan it seems like they all have the variable thing going on..why don’t they offer a fixed rate? Do you try to consolidate and get a fixed rate when you’re done school?

Like I said before…financial aid is very confusing to me. Any help would be greatly appreciated.
Thanks!

Hello, it’s me again. I asked a question about an hour ago about what can a 750 credit score get me. I am credit score illiterate and I would like to thank all who participated. I really appreciate it. Now to make my question more concrete, I am a 22 year old university student majoring in marketing and my parents make too much for me to get financial aid or government student loans, so I have to get private ones. I’m starting to run out of cash. I need advice on what i can get and what i have to do to get a student loan if my FICO score is 746? I appreciate your response in advance!

Who would I actually be taking a loan from with a student loan? How do I go about getting/applying for a student loan and finding out how much financial aid I could receive?

I have a total of about ,000 in private student loans through Sallie Mae with a 9% interest rate . Is it possible to find a federal loan to cover the previous amount I’ve borrowed and close my Sallie Mae account? I am still in school (I’m a junior) at the University of Minnesota and will need another year of financial aid..

I’m going to college this fall and I have no idea whatsoever how to go about getting a student loan that I don’t have to pay till after graduation. Scholarships and financial aid just didn’t work out for me so I really have no other choice. Any help and information would be greatly appreciated.