I took my last class this summer and could not get financial aid. I was billed and I have paid some of it. I’m about to consolidate my student loans so I was wondering if I could add the remaining balance to the consolidation.

Should a 23 yr old student, who is planning on persuing a Master’s degree apply for a studet loan in his own name, alone, or add his parent’s information, also?

Should the student skip step 3, and go to step 4, on the FAFSA application?

Wouldn’t the student qualify for more financial aid applying on his own?