I have a bunch of student loans and i get a lot of junk mail about consolidating. Who is the best to use for consolidating? What type of payments and interest rates can i expect. I have about 8 different student loans out there, from 4 years of school. Some are private, some are federal.

I’m planning on starting college soon. I’ll need some money. Do I go to the college and ask for a receipt of the estimated costs? Does the bank need a receipt? What should I bring to the bank for4 taking out a student loan? Are the interest rates for student loans high? Sources?

I graduated 6 months ago with several federal student loans combining more than 40K. Is it better for me to consolidate now or stay put? Will the fed cutting lending rates (now 3%) affect the interest rates that loan consolidators offer? Will i be offered either variable or fixed rates if i consolidate?

Wanted to know if anyone is happy with the service they provide. Or are they like Salliemae where they rip you off and charge astronomical interest rates on student consolidation loans.

I’m looking at possibly getting a student loan. What are the do’s & don’ts? Interest Rates? how do i recieve the money etc, student re funds or do i get a lump sum?