I am going back to school in the fall and I need a loan to cover the costs. I already have a federal loan, but it isn’t enough to cover tuition and living. The only bad thing is that I have bad credit and keep getting turned down for loans. Is there anyway to get a student loan, other than federal, with bad credit?

I can find plenty of banks that offer private student loan consolidations loans, but often, many places seem "gimicky." Any help appreciated!

I am wondering how student loan consolidation works,,, once i consloidate my loans do i get a sum of cash? i know i have gotten offers that say up to 00 now if you consolidate. does that mean i get 00 for myself, or do they take that off the ammount of the loan.

I have one credit card ( revolving credit ) and I have one student loan ( fixed monthly payments ). I want to keep one revolving account and one fixed account. Would a bank loan that pays off the student loan look better as a fixed loan? I guess my question is: Do they both count as fixed loans or is the bank loan a more "authentic" fixed loan?