I am go to University of California San Diego. My parents are not paying for my college fees and i plan to make student loans.(i receive no scholarships) Can anyone tell me in details how to take out a full student loan. Is there any guarantees? How much is the interest?

Hi Experts!

I am recovering from a hit to my credit report in the form of two consecutive non-payments on a small student loan. The loan bill was sent to my parents house who are retired and have been in Europe for the past 3 months so I don’t completely blame myself. However – I just paid the payment balance last week and i’m curious about the effect it will have on my report.

So my questions are:
1)Will it take a month for the loan creditor to report the payment to the credit bureaus or is this more of an instantaneous process?
2)Now that the account dues are paid, will the loan be removed from the "adverse accounts" section of my report and will my score jump up at all?

I’m really interested in building up my score – this hit was a real punch in the nose for me. I guess there are always bumps in the road

Well thanks in advance for all of your help and I’m looking forward to reading your responses.
-CF

I have only a little credit history and my parents credit is horrible, but I desperately need a private student loan. What company is most likely to qualify me?

I need to get a loan to be able to go back to college, however neither of my parents have any credit and I can not find a co-signer. This means I’m on my own and I unfortunately do not have much credit. What is the easiest, personal or student, loan to be approved for without a co-signer? Thanks a lot!
I should mention I already have the max on all the federal stuff, and this is for a past due balance from last year.

I need to get a loan to be able to go back to college, however neither of my parents have any credit and I can not find a co-signer. This means I’m on my own and I unfortunately do not have much credit. What is the easiest, personal or student, loan to be approved for without a co-signer? Thanks a lot!