I have one credit card ( revolving credit ) and I have one student loan ( fixed monthly payments ). I want to keep one revolving account and one fixed account. Would a bank loan that pays off the student loan look better as a fixed loan? I guess my question is: Do they both count as fixed loans or is the bank loan a more "authentic" fixed loan?

I’m looking at possibly getting a student loan. What are the do’s & don’ts? Interest Rates? how do i recieve the money etc, student re funds or do i get a lump sum?

i am 18 in college and i am thinking of getting a student loan about 00 for personal consumption..what should i need to get one? thanx
can i spend these money for other consumptions rather than educational?

I know I’ll need to get a student loan sometime during my university studies. I was just wondering how they work, what you need to get one and how long you have to pay it back. Any extra details would be much appricated.

P:S I am a planning on studying in the U.S but I live outside the U.S.